17 Risk Management jobs in Lagos

Today

D

Lagos Full Time

Shipping & Logistics Confidential

• Minimum Qualification :
• Experience Level : Executive level
• Experience Length : 15 years

Dangote Cement Plc JOB PURPOSE

Responsible for Risk Management activities for a subsidiary of the Group – mainly monitoring risk(s) relating to Credit, Operational, Market and other Risks. Support the identification, assessment, mitigation and management of risks for the Group's subsidiary in line with Group Risk Management Policies

Major Responsibilities

• Enterprise Risk Management
• Operational Risk Management
• Market Risk Management
• Credit Risk Management
• Strategic Risk Monitoring
  Reputational Risk Monitoring

Qualification And Experience Required

• HND/Bachelor's Degree in Business Sciences, Social Sciences or Engineering.
• Masters' degree in a relevant field of study or relevant professional qualification would be an advantage.
• Minimum of 15 years relevant experience in manufacturing or financial services of which 5 years should be in the risk management.
  Good interpersonal skills with strong verbal and written communication skills.

Benefits

• Private Health Insurance
• Paid Time Off
• Training and Development
  Annual Bonus

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About the Role

We are seeking a highly motivated and detail-oriented Portfolio Risk Management Intern to join our client's team in Lagos. This internship offers hands-on experience in portfolio monitoring, credit analysis, and risk management strategies within a dynamic financial services environment.

As an intern, you will gain practical exposure to risk assessment, data analysis, and financial reporting, while developing skills that can launch your career in risk management, finance, or investment analysis.

Location: Lagos (Hybrid)

Salary: N120,000 net monthly

Eligibility: NYSC members are also welcome to apply

Key Responsibilities

• Assist in monitoring and tracking portfolio performance in line with CBN reporting standards.
• Support the preparation of risk reports, dashboards, and presentations for management.
• Conduct data analysis to identify trends, credit deterioration, or concentration risks.
• Maintain and update risk monitoring models, scorecards, and databases.
• Participate in stress testing, scenario analysis, and portfolio simulations.
• Collaborate with Credit, Finance, and Operations teams to gather insights for risk assessment.
• Research market trends, regulatory updates, and industry benchmarks impacting portfolio risk.

Qualifications & Skills

• Currently pursuing or recently completed a degree in Finance, Economics, Statistics, Risk Management, Data Analytics, or related fields.
• Strong analytical and quantitative skills with attention to detail.
• Proficiency in Microsoft Excel and PowerPoint; knowledge of SQL, Python, R, or other analytical tools is a plus.
• Excellent communication and presentation skills.
• Ability to work independently and collaboratively in a team environment.
• Demonstrated interest in risk management, financial analysis, or portfolio monitoring.

What We Offer

• Hands-on experience with practical risk management processes.
• Mentorship and guidance from experienced risk managers.
• Opportunity to develop analytical, technical, and professional skills.
• Potential for career advancement within the organization based on performance.

Job Type: Internship

Contract length: 12 months

Pay: ₦110, ₦120,000.00 per month

Application Question(s):

• Are you currently pursuing or have you recently completed a degree in Finance, Economics, Statistics, Risk Management, Data Analytics, or a related field?
• Do you have proficiency in Microsoft Excel and PowerPoint?
• Are you available to work in a hybrid role based in Lagos?
• Are you an NYSC member or eligible to participate in the NYSC program?
• Do you have an interest in pursuing a career in risk management, financial analysis, or portfolio monitoring?

• The Enterprise Risk Management Officer will be responsible for identifying, assessing, monitoring, and mitigating risks across various Units of the Bank.

Key Responsibilities

• Assess the Bank's core risk areas and recommend appropriate mitigation measures.
• Manage and monitor risk exposures across various units, ensuring compliance with internal policies and regulatory expectations.
• Create, analyze, and disseminate risk reports and dashboards for internal control and senior management review.
• Follow up on compliance issues and audit observations, ensuring timely closure and control remediation.
• Review and escalate findings from customer complaints received via the Bank's toll-free telephone line, and support investigations in collaboration with the Unit Head.
• Conduct daily transaction checks and exception reports, especially those related to field operations and loan disbursement.
• Perform transaction call-over, quality control checks, and loan officer activity reviews.
• Support the documentation and continuous improvement of the Bank's Enterprise Risk Management (ERM) framework.
• Participate in periodic risk assessments, stress testing, and internal audits.
• Carry out other ad hoc risk-related assignments as directed by the Unit Head.

Qualifications & Requirements

• Bachelor's degree in Finance, Risk Management, Accounting, Economics, or related field.
• 3 years of relevant experience in risk, compliance, or internal control, preferably within a microfinance or retail banking institution.
• Familiarity with risk frameworks such as Risk Management Graduation Model(RMGM), and a strong understanding of CBN/NDIC regulatory requirements.
• Proficiency in risk reporting, issue tracking, and operational control monitoring.
• Excellent communication and report-writing skills.
• Strong ethical judgment and attention to detail.
• Professional certificationis an added advantage.

Why Work with Bosak Microfinance Bank Limited?

• If you desire to work in an organization where employee motivation is key and passion is rewarded, then Bosak MFB might be the place for you.
• We are committed to building an open and rewarding work environment where all employees have equal opportunities for growth to realize their full potential.
• Our remuneration and employee welfare packages are among the best in the industry.
• Other Benefits Includes:
• Comprehensive HMO
• Training and Development
• Leave and Passage allowance
• Opportunities for career growth in a mission-driven institution.

Method of Application

Interested and qualified candidates should send their CVs to: using "ERM Officer" as the subject of the mail.

Job description for role of Head, Credit Risk Management

The Company Memento Microfinance Bank Limited

Company type/Sector Digital Bank/ Financial Services

Reports to The Chief Executive Officer

Location Lagos, Nigeria

Experience Minimum of 7 years of relevant experience in financial services

ABOUT THE COMPANY

Memento Microfinance Bank (MMFB) is a Tier 1 Unit microfinance bank licensed by the Central Bank of Nigeria (CBN) and committed to the economic growth and empowerment of Nigerian individuals and small/medium sized businesses. MMFB is a digital bank, offering products and services that are tailored to meet customers' needs; cutting across micro savings, micro loans, investments, capacity building and financial advisory services.

ROLE SUMMARY

The Head of Credit/Risk Management is responsible for ensuring the smooth running of the Credit and Marketing departments. The candidate will analyze credit and financial reports to determine risk involved in loaning money or extending credit. The candidate will scrutinize financial data such as market share, income growth, and management quality to decide if loans will be lucrative. Other responsibilities include gathering information, reading financial briefings, assessing, analyzing and interpreting complicated financial information, undertaking risk assessment analysis, visiting clients, keeping company credit exposures within set risk bearing limits, keeping knowledge of key issues up to date (for example legal, market risk and compliance issues), helping to enhance the quality of credit applications, and making recommendations about procedural/policy changes. The candidate will work earnestly to grow risk assets and ensure credits are performing at all times. The candidate must ensure that the non-performing loans are within CBN set ratio.

The ideal candidate for this role will have clearly demonstrated strong leadership skills, results orientation and be able to interpret the corporate vision into growth strategies and profitable operations.

RESPONSIBILITIES

• Lead, oversee and manage all areas of the credit/risk management department and day-to-day operations to ensure KPIs are achieved; and build comprehensive and SMART goals for performance and growth.
• Appraising Risks, carrying out research and planning.
• Credit Administration, controls and mobilization.
• Loan monitoring and recovery.
• Oversee the identification, assessment, and mitigation of credit risks across the bank's portfolio.
• Ensure credit policies and procedures are robust, align with regulatory requirements, and support the organization's strategic objectives.
• Maintain quality of the credit portfolio, optimize risk reward balance, and foster a culture of prudent risk management.
• Minimize risks in Portfolio Management by prudent lending, monitoring financial metrics (PAR, NPL, Provisions) and regularly reviewing loan book performance indicators to identify concerns from credit decisions.
• Ensure implementation and compliance of the consumer data protection principles in the bank.
• Ensure customer satisfaction through prompt service delivery and effective communication, adhering to Service Level Agreements (SLAs) and Turnaround Time (TAT) standards for business credit applications.
• Periodically review the credit certification program content for relevance, provide stakeholder training, and track exceptions to ensure compliance with approved standards.
• Ensure necessary controls are in place to address the risks encountered during the credit life cycle from origination, evaluation, documentation, account management and collections, by conducting periodic quality sample checks.
• Ensure all Regulatory and Compliance issues are tracked down and closed on time for the unit.
• Contribute to setting the risk appetite and ensure exceptions are reviewed and tracked to ensure they are operating within approved standards.
• Track all credit-related projects and work with internal and external resources to ensure timely delivery.
• Ensure monthly reports are presented at required forums and committees, and approvals are obtained from the appropriate sanctioning body.
• Play a leading role in coaching, mentoring and developing their teams take responsibility in talent management and succession for the business development teams.
• Ensure periodic monitoring and regular review of credit modelling tools, i.e. score card, and Risk Acceptance Criteria to address any emergent issues and potential risk.
• Review and monitor new Credit products and existing credit products to ensure performance review is periodically conducted and any emergent issues and potential risks are addressed.
• Any other duties and responsibilities which may be required from time to meet the objectives of MMFB.

QUALIFICATIONS, SKILLS & COMPETENCIES

• A Degree in Business Administration, Economics, Finance or any other discipline Minimum of 7 years' banking experience with at least 3 years in a senior management role in a Microfinance Bank.
• Experience implementing and/or using a Management Information System within the financial services industry.
• Excellent problem-solving skills; analytical and structured in his/her thinking.
• Knowledge of data analytics, reporting and financial planning.
• Communication skills – verbal, non-verbal and written.
• Self-starter and very organized, with strong attention to detail.
• Extremely versatile, dedicated to efficient productivity and able to work efficiently and effectively across multiple teams.
• A thorough understanding of microfinance performance metrics/indicators and the ability to interpret and process operations data.

We are an equal opportunity employer and value diversity inclusion. We do not discriminate on grounds of colour, race, nationality, religion, age, ethnic origin, disability, gender, marital status, or sexual orientation in our employment practices.

JOB DESCRIPTION

About the Role

We are seeking a highly motivated and detail-oriented individual to join our Portfolio Risk Management team as an intern. This role offers hands-on experience in analyzing credit and investment portfolios, monitoring risk exposures, and supporting the team in implementing risk management strategies.

The successful candidate will gain exposure to portfolio monitoring tools, financial data analysis, and risk reporting processes while developing a deeper understanding of risk management practices within a financial services environment.

Key Responsibilities

• Assist in the monitoring and tracking of portfolio performance especially as related to the CBN reporting format.
• Support the preparation of regular risk reports and dashboards for management.
• Conduct data analysis to identify emerging trends, credit deterioration, or concentration risks.
• Help maintain and update risk monitoring models, scorecards, and databases.
• Participate in stress testing, scenario analysis, and portfolio simulations.
• Support in preparing presentations, memos, and documentation for management or regulatory review.
• Collaborate with other teams (Credit, Finance, Operations) to gather data and insights for risk analysis.
• Contribute to research on market trends, regulatory updates, and industry benchmarks that may impact portfolio risk.

Qualifications & Skills

• Currently pursuing or recently completed a degree in Finance, Economics, Statistics, Risk Management, Data Analytics, or a related field.
• Strong analytical and quantitative skills with attention to detail.
• Proficiency in Microsoft Excel and PowerPoint; knowledge of SQL, Python, R, or other analytical tools is an added advantage.
• Excellent communication and presentation skills.
• Ability to work independently and collaboratively within a team.
• Demonstrated interest in risk management, financial analysis, or portfolio monitoring.

What We Offer

• Exposure to practical risk management processes in a professional financial environment.
• Mentorship and guidance from experienced risk managers.
• Opportunities to develop analytical, technical, and professional skills.
• Possibility of future career opportunities within the organization based on performance.

Method of Application:

Interested and qualified candidates should send their CV to:-ng.comusing the Job Title as the subject of the email.

Job Type: Full-time

• We are seeking a highly skilled and detail-oriented Operational Risk Manager to join our team.
• This role is responsible for the ongoing development, implementation, and enhancement of the bank's Operational Risk and Control Framework, covering both general operational and IT-related risks.
• The successful candidate will serve as a trusted advisor, provide leadership in risk management practices, and work closely with stakeholders to safeguard the bank against operational losses and regulatory breaches.

Key Responsibilities

• Framework Development & Enhancement: Responsible for the ongoing development, maintenance, and enhancement of the organisation's integrated Operational Risk and Control Framework, encompassing both general operational and IT-related risks.
• Implementation & Oversight: Ensuring the effective bank-wide implementation of the ORM framework, methodologies, and tools, monitoring adherence, and driving continuous improvement.
• Incident Management Leadership: Leading the review and investigation of major operational risk incidents, including IT disruptions, cyber incidents, and fraud events, to ensure proper corrective and preventive actions are implemented.
• Risk Advisory & Consultation: Providing expert operational risk guidance and support to business units, IT departments, and project teams, particularly in new product approval processes, IT initiatives, and vendor management engagements.
• Enterprise Risk Assessment: Facilitating and actively participating in enterprise-wide risk assessments to identify, evaluate, and prioritize key operational risks.
• Training & Awareness Leadership: Leading the development and delivery of comprehensive risk management education and training programs across the organisation, including specific modules on IT security and regulatory compliance.
• Stakeholder Management: Building and maintaining strong working relationships with senior management, business unit heads, IT leadership, compliance, legal, and external stakeholders, including regulatory bodies and auditors.
• Incident & KRI Monitoring: Overseeing the monitoring and analysis of key risk indicators (KRIs), operational loss data, and incident trends to identify emerging risks and potential weaknesses in the control environment.
• Reporting & Communication: Developing and presenting clear, concise, and insightful risk reports
• to senior management, the Board Risk Committee, and regulatory authorities.
• Project Leadership: Leading and contributing to key risk-related projects aimed at enhancing the operational risk framework and implementing best practices.
• Team Leadership: Potentially managing and developing a team of operational risk professionals (depending on the organisational structure)

Educational Requirement

• Minimum of a Bachelor's Degree in a quantitative or analytical field such as Information Technology, Risk Management, Business Administration with a focus on Finance or Operations, Finance, Accounting, Economics, or a closely related discipline.
• A Master's degree in a relevant field (e.g., Risk Management, Business Administration, Finance, Information Security) is highly preferred, demonstrating a deeper level of specialised knowledge)

Professional Requirement:

• Professional certifications (FRM, PRM, CRMA, CISA, CISM, CRISC, RIMAN, ICAN, ACCA) highly valued.

Benefits

• Hybrid work model
• 13th month salary
• Medical allowance coverage

Method of Application

Interested and qualified candidates should send their CV to: using the Job Position as the subject of the email.

Company Description

Unified Payment Services Limited (UP) is a leading force in
Financial Technology, Banking, Digital Commerce, and Payment Solutions
across Nigeria. For over a decade, we've built trust with regulators, financial institutions, and global partners, driving secure, reliable, and innovative solutions.

We are now seeking an exceptional leader to join us as
Head, Business Risk Management
. This is a
strategic leadership role
with direct impact on the resilience, compliance, and profitability of our business.

What You'll Do

• Lead the
  enterprise risk management framework
  across all departments and subsidiaries.
• Drive
  operational risk assessments, internal controls, and fraud investigations
  .
• Oversee
  merchant onboarding risk reviews & KYC compliance
  .
• Ensure adherence to
  CBN regulations, scheme rules, and global standards
  .
• Build and lead a
  high-performing risk team
  and present insights to executive management.

What We're Looking For

• 7+ years' experience
  in Risk Management, Internal Control, Fraud Investigation, or Compliance (fintech/banking preferred).
• Proven leadership at managerial level.
• Relevant certifications (CFE, CORM, CISA, PMP, PRM, etc.) are a strong plus.
• Strong analytical, investigative, and decision-making skills.
• Excellent stakeholder management and communication abilities.

Why Join Us?

At UP, you'll be part of a
pioneering fintech group
shaping the future of payments in Africa. You'll lead a mission-critical function with the chance to
influence strategy at the highest levels
, in a culture that values innovation, integrity, and growth.

• Ready to take the next big step in your career? Apply now and let's transform the future of risk management together.

Overview:

We're seeking a Third-Party Risk Management Specialist to identify, assess, and manage security risks associated with external vendors and third-party service providers. This role ensures that third-party engagements comply with industry standards and organizational risk appetite. The ideal candidate will have a strong background in Governance, Risk, and Compliance (GRC), experience conducting risk impact assessments, and the ability to communicate findings effectively to senior leadership.

At TeKnowledge, your work makes an impact from day one. We partner with organizations to deliver AI-First Expert Technology Services that drive meaningful impact in AI, Customer Experience, and Cybersecurity. We turn complexity into clarity and potential into progress—in a place where people lead and tech empowers.

You'll be part of a diverse and inclusive team where trust, teamwork, and shared success fuel everything we do. We push boundaries, using advanced technologies to solve complex challenges for clients around the world.

Here, your work drives real change, and your ideas help shape the future of technology. We invest in you with top-tier training, mentorship, and career development—ensuring you stay ahead in an ever-evolving world.

Why You'll Enjoy It Here:

• Be Part of Something Big – A growing company where your contributions matter.
• Make an Immediate Impact – Support groundbreaking technologies with real-world results.
• Work on Cutting-Edge Tech – AI, cybersecurity, and next-gen digital solutions.
• Thrive in an Inclusive Team – A culture built on trust, collaboration, and respect.
• We Care – Integrity, empathy, and purpose guide every decision.

We're looking for innovators, problem-solvers, and experts ready to drive change and grow with us.

We Are TeKnowledge. Where People Lead and Tech Empowers.

Responsibilities:

• Identify, assess, and monitor security risks related to external vendors and third-party service providers.
• Conduct risk impact assessments, contract reviews, and due diligence processes.
• Review and ensure compliance with relevant industry frameworks, including NIST, ISO, and PCI-DSS.
• Collaborate with internal stakeholders to define and enforce third-party risk management policies.
• Perform audits of vendors and recommend remediation actions for identified risks.
• Prepare and communicate clear risk reports and findings to senior leadership.
• Maintain a risk register and ensure timely follow-up on mitigation plans.

Qualifications:

Education & Certifications

• 3-year IT-related degree (mandatory).
• CISM, CISSP, and CISA certifications (required).

Experience

• 7–10 years of experience in Governance, Risk, and Compliance (GRC).
• Proven history of conducting risk impact assessments and managing third-party risk programs.
• Familiarity with industry frameworks such as NIST, ISO, and PCI-DSS.

Core Skills & Competencies

• Strong understanding of vendor risk management and compliance processes.
• Excellent analytical and reporting skills with the ability to present risks to senior stakeholders.
• Knowledge of auditing methodologies and contractual risk clauses.
• Strong communication, negotiation, and stakeholder management skills.
• Ability to work cross-functionally and drive risk mitigation initiatives.

Today

C

Lagos Full Time

Banking, Finance & Insurance Confidential

• Minimum Qualification :
• Experience Level : Senior level
• Experience Length : 5 years

Coronation is a leading financial service partner that helps build enduring legacies for sustainable wealth creation in Africa. Having established a 30-year record of achievements in banking across Africa and beyond, our founders established a Pan-African platform focused on building a better financial future for Africa. Today, our businesses are entrusted with our over $1billion of clients' assets and are recognized as Nigeria's fastest growing investment managers. Our purpose at Coronation is to create a prosperous future for our clients and the African continent. Coronation is proud to be an Equal Opportunity Employer. We enable an inclusive workplace by evaluating qualified applicants without discriminating against race, color, national origin, religion, sex, sexual orientation, gender identity, disability, and other statuses protected by law.

Coronation Insurance Plc. is an affiliated company to Coronation Group Ltd.

Company: Coronation Insurance Plc

Location: Lagos

Key Duties and Responsibilities

Define the company's risk management framework and establish guidelines for the development and implementation of supporting policies and procedures.

Incorporate risk considerations into strategic decision-making and ensure alignment between the strategic decisions of line management and the company's risk policy.

Work closely with departments to facilitate the implementation of the company's risk management framework, including the ongoing identification of risks, assessment of risks, definition of risk mitigation strategies, assignment of risk owners, monitoring and reporting on compliance with laid down policies and procedures on risk management.

Work with risk owners and managers, collaboratively, to develop risk mitigation responses in line with the agreed levels of risk tolerance.

Refine risk appetite and risk goals in accordance with risk management framework and process.

Monitor and review the company's risk management policies and procedures, methodology, frameworks and tools for continued relevance, and suggest amendments necessary to update them on an ongoing basis.

Promote awareness of operational risk issues in the company.

Develop financial risk management tools and practices to analyze and manage risks according to a financial risk management framework and relevant policies.

Conduct periodic (scheduled and unscheduled) compliance checks across the company's operations in

accordance with the company's laid down policies and procedures.

Develop actionable roadmap based on leading practice risk frameworks to assess exposures, and provide tailored risk management solutions in complex and unusual situations.

Develop, communicate and promote the integration and standardization of risk management processes across the organization.

Identify potential threats to the financial stability of the company, including risky credit, investments, and portfolio inefficiencies.

Detect potential threats to operational efficiency including underperforming resources, personnel liabilities, property inefficiencies, and safety risks.

Recognizes potential threats to the company's reputation and develop risk mitigating procedures.

Develop detailed operational plans and procedures for compliance programme.

Advocate a culture of risk awareness and active risk management across organization.

Provide feedback on areas for improvement and governance compliance status to enhance effectiveness of organizational corporate governance management.

Promote the standardization and continuity of reporting modernization by examining and leveraging the processes of other organizations to improve organization's performance while minimizing risk.

Key Requirements

Education and Work Experience

First degree from a reputable tertiary institution in Business Administration, Accounting or Finance

Relevant Professional certification in risk management e.g. Financial Risk Manager (FRM), Certified Risk Manager (CRM), Professional Risk Manager (PRM) etc.

Minimum of 5-6 years relevant work experience, with at least 4 years leading a risk management function

Skills and Competencies

Expert knowledge of enterprise risk management strategies, techniques and reporting applications.

Knowledge and ability to manage contextual, programmatic and institutional risk.

Ability to identify, gather and process different sources of data across the organization into useful information relevant to developing a proper risk management framework.

Ability to identify and analyze problems and to think strategically to anticipate, interpret and develop strategic responses to issues.

Able to apply standard assessment techniques in complex situations to controls in both financial and non- financial environments.

Capable of communicating analysis and insights effectively, and articulate when communicating.

Demonstrated success in relationship building internally and externally with a wide array of stakeholders.

Ability to collaborate and work well in a team.

Ability to work under pressure and meet deadlines.

Proficiency in Microsoft Office tools, ERM solutions.

Key Performance Indicators

Frequency of risks

Quality of risk management framework and recommendations

Internal compliance with standard operating procedures.

Costs incurred due to risks.

Timeliness in meeting deadlines and schedules.

Accuracy of risk reports on risks across the units.

Timeliness in meeting deadlines and schedules.

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