56 Portfolio Risk jobs in Nigeria

Location:
Yaba, Lagos

Employment Type: Full-time

Job Description

• The Portfolio Risk Analyst examines and analyzes the mix of company loan product activities, with the purpose of making decisions that are expected to improve overall return.
• He/she is primarily tasked with conducting detailed portfolio analysis and reports on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities in the organization.
• He/she will be grossly responsible for offering risk management analysis on business portfolio and research into business expertise area.
• The Portfolio Risk Analyst will determine risks and opportunities within credit portfolio processes and strategy, conduct risk analysis, track trends, understand risks associated with all product portfolios and create corresponding reports on projects, documenting same accordingly to present to senior management.
• He/she is also responsible for overseeing the credit collection unit, ensuring that appropriate steps are taken to collects payments on debts, all payments data are well recorded and subsequently, using the generated data to the perform the necessary analysis and provide corresponding reports.

Responsibilities

• Analyses transactional risk measures including defaults, correlations and stress losses to enhance concentration risk views.
• Estimates the probability of defaults, loss given default in order to validate risk parameters (PD, LGD, EAD/CCF) calculated for internal credit risk management.
• Identifies adjustments required to risk parameters (PD, LGD, EAD/CCF) calculated for internal credit risk management.
• Analyses and monitors the company's lease portfolio.
• Assessing all other credit risks and making recommendation.
• Periodically analyses quantitatively and qualitatively the loan portfolio of the company based on sector concentration, volume concentration, product concentration, etc.
• Periodically performs default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.
• Monitors compliance to credit and risk policies of the company.
• Prepares report on analytics of portfolio performance, emerging trends and areas of opportunity.
• Prepares comprehensive report on all repossessed lease assets identifying principal outstanding, loan-asset value, number of rentals outstanding, date asset is expected to be disposed and estimation of depreciation in asset value.
• Mitigates credit risk exposure related to portfolio management activities.
• Prepares report on probability of default using information from direct debit, cheque lodgment report and returned cheque report.
• Suggests initiative to ensure consistency and compliance with credit policies and improve credit qualities.
• Proposes evolutions in the policy, process, procedure, methodology, collaterals related to the risk identified.
• Makes recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.
• Responsible for training the department on identified trends and recommendations.
• Responsible for compiling and evaluating information needed to collect delinquent accounts, supervise field collections and perform other collection duties as required.

Requirements

• A Bachelor's Degree in Accounting, Finance or a related field.
• Advanced degrees, certifications and/or professional membership will be an added advantage
• Minimum of 2 years working in similar field, with cognitive experience as a Portfolio risk Analyst.
• Good understanding of industry laws and regulations
• Excellent organizational and leadership skills
• Ability to present and communicate analysis and recommendations
• Ability to measure financial data to evaluate financial performance and position.

Salary

N250,000 Gross Monthly.

Method of Application

Interested and qualified candidates should send their CV to:

-

using the Job Title as the subject of the email.

Are you passionate about credit risk management and portfolio analysis? Do you thrive in fast-paced environments where your insights directly influence business strategy? If yes, this role is for you

About the Role

As a Portfolio Risk Analyst, you will play a key role in examining and analyzing our loan and lease portfolios to identify risks, track trends, and propose strategies that drive stronger returns. You'll oversee credit collection activities, mitigate exposure, and prepare actionable reports to support senior management in decision-making.

What You'll Do

-Analyze credit portfolio risks (defaults, correlations, stress losses, PD, LGD, EAD/CCF)

-Monitor portfolio performance and emerging trends

-Ensure compliance with credit & risk policies

-Lead debt collection oversight and improve processes

-Provide actionable insights to optimize portfolio performance

What We're Looking For

-Bachelor's degree in Accounting, Finance, or related field (advanced degrees/certifications are a plus)

-Minimum 2 years of relevant experience in credit/portfolio risk analysis

-Strong understanding of credit risk models, financial rules, and industry regulations

-Advanced proficiency in Microsoft Excel, PowerPoint, Google Suite & analytical tools

-Proven experience supervising and motivating teams

Why Join Us?

-Opportunity to influence business strategy through data-driven insights

-Exposure to diverse credit products and portfolio management practices

-A supportive, growth-driven workplace that values innovation and collaboration

Interested? Apply now by sending your CV to - using as the subject of the email.

About the Role

Are you detail-driven, analytical, and passionate about numbers?

We're looking for a Portfolio Risk Management Officer who thrives on data accuracy and enjoys digging into insights that shape business decisions.

In this role, you'll help us identify, assess, and report on credit and operational risks — ensuring our portfolio stays strong, compliant, and profitable. You'll work closely with our Portfolio & Credit team, providing valuable analysis and recommendations that drive better business performance.

What You'll Do

• Track and report portfolio performance and credit risk trends.
• Validate ERP, collections, and bank ledger reports for accuracy.
• Prepare credit bureau reports and ensure timely updates.
• Maintain and update risk registers and scorecards.
• Analyze portfolio age, receivables, and value erosion/creation over time.
• Support research and provide data-driven insights to management.

Requirements

• Bachelor's degree in Finance, Accounting, Economics, or related field.
• Minimum of 1 year of experience in risk management or data analysis.
• Strong Excel and Google Suite skills.
• Analytical mindset and attention to detail.
• Great communication and reporting skills.
• Integrity, teamwork, and professionalism under pressure.

Why You'll Love It Here

Work in a dynamic and forward-thinking environment.

Build your career in portfolio and risk management.

Be part of a team that values growth, accuracy, and innovation.

How to Apply : Send your cv to - with the Job Title as the Subject.

About the Role

We are seeking a highly motivated and detail-oriented Portfolio Risk Management Intern to join our client's team in Lagos. This internship offers hands-on experience in portfolio monitoring, credit analysis, and risk management strategies within a dynamic financial services environment.

As an intern, you will gain practical exposure to risk assessment, data analysis, and financial reporting, while developing skills that can launch your career in risk management, finance, or investment analysis.

Location: Lagos (Hybrid)

Salary: N120,000 net monthly

Eligibility: NYSC members are also welcome to apply

Key Responsibilities

• Assist in monitoring and tracking portfolio performance in line with CBN reporting standards.
• Support the preparation of risk reports, dashboards, and presentations for management.
• Conduct data analysis to identify trends, credit deterioration, or concentration risks.
• Maintain and update risk monitoring models, scorecards, and databases.
• Participate in stress testing, scenario analysis, and portfolio simulations.
• Collaborate with Credit, Finance, and Operations teams to gather insights for risk assessment.
• Research market trends, regulatory updates, and industry benchmarks impacting portfolio risk.

Qualifications & Skills

• Currently pursuing or recently completed a degree in Finance, Economics, Statistics, Risk Management, Data Analytics, or related fields.
• Strong analytical and quantitative skills with attention to detail.
• Proficiency in Microsoft Excel and PowerPoint; knowledge of SQL, Python, R, or other analytical tools is a plus.
• Excellent communication and presentation skills.
• Ability to work independently and collaboratively in a team environment.
• Demonstrated interest in risk management, financial analysis, or portfolio monitoring.

What We Offer

• Hands-on experience with practical risk management processes.
• Mentorship and guidance from experienced risk managers.
• Opportunity to develop analytical, technical, and professional skills.
• Potential for career advancement within the organization based on performance.

Job Type: Internship

Contract length: 12 months

Pay: ₦110, ₦120,000.00 per month

Application Question(s):

• Are you currently pursuing or have you recently completed a degree in Finance, Economics, Statistics, Risk Management, Data Analytics, or a related field?
• Do you have proficiency in Microsoft Excel and PowerPoint?
• Are you available to work in a hybrid role based in Lagos?
• Are you an NYSC member or eligible to participate in the NYSC program?
• Do you have an interest in pursuing a career in risk management, financial analysis, or portfolio monitoring?

JOB DESCRIPTION

About the Role

We are seeking a highly motivated and detail-oriented individual to join our Portfolio Risk Management team as an intern. This role offers hands-on experience in analyzing credit and investment portfolios, monitoring risk exposures, and supporting the team in implementing risk management strategies.

The successful candidate will gain exposure to portfolio monitoring tools, financial data analysis, and risk reporting processes while developing a deeper understanding of risk management practices within a financial services environment.

Key Responsibilities

• Assist in the monitoring and tracking of portfolio performance especially as related to the CBN reporting format.
• Support the preparation of regular risk reports and dashboards for management.
• Conduct data analysis to identify emerging trends, credit deterioration, or concentration risks.
• Help maintain and update risk monitoring models, scorecards, and databases.
• Participate in stress testing, scenario analysis, and portfolio simulations.
• Support in preparing presentations, memos, and documentation for management or regulatory review.
• Collaborate with other teams (Credit, Finance, Operations) to gather data and insights for risk analysis.
• Contribute to research on market trends, regulatory updates, and industry benchmarks that may impact portfolio risk.

Qualifications & Skills

• Currently pursuing or recently completed a degree in Finance, Economics, Statistics, Risk Management, Data Analytics, or a related field.
• Strong analytical and quantitative skills with attention to detail.
• Proficiency in Microsoft Excel and PowerPoint; knowledge of SQL, Python, R, or other analytical tools is an added advantage.
• Excellent communication and presentation skills.
• Ability to work independently and collaboratively within a team.
• Demonstrated interest in risk management, financial analysis, or portfolio monitoring.

What We Offer

• Exposure to practical risk management processes in a professional financial environment.
• Mentorship and guidance from experienced risk managers.
• Opportunities to develop analytical, technical, and professional skills.
• Possibility of future career opportunities within the organization based on performance.

Method of Application:

Interested and qualified candidates should send their CV to:-ng.comusing the Job Title as the subject of the email.

Job Type: Full-time

Location:
Yaba, Lagos

Employment Type:
Full-Time

Work Mode: Onsite

About the Role

The Risk Analyst will be responsible for assessing loan applications, monitoring portfolio performance, and ensuring that our lending practices remain compliant, secure, and sustainable.

Key Responsibilities

Evaluate loan applications by analyzing financial statements, credit reports, and other supporting documents.

Verify businesses, homes, guarantors etc.

Monitor and report on loan portfolio performance, identifying potential risks or defaults.

Detect and prevent fraud by reviewing documentation and applicant information.

Conduct stress tests and scenario analysis to assess market and borrower risks.

Prepare and present risk reports to management for decision-making.

Collaborate with loan officers to structure loans and recommend risk-based pricing.

Ensure compliance with regulatory requirements and internal policies.

Requirements

Bachelor's degree in Finance, Economics, Accounting, Risk Management, or related field.

3-5years experience in credit risk analysis, lending, or financial services.

Strong analytical and problem-solving skills.

Proficiency in MS Excel and risk modeling tools.

Excellent communication and reporting skills.

Offer:

270,000

Method of Application:

Interested candidates should forward CV to

Company Description

We are a credit company backed by one of Africa's largest Banking Groups, with a goal to build Africa's largest consumer and SME lender. By staying true to our values of empathy, curiosity and excellence, we will build the most accessible, convenient, digital credit solutions on the continent. We take our mission and our user's challenges extremely seriously and are seeking brilliant, innovative, self-starters to join us on our journey.

We are the place for you, if

You are uncompromising in searching for the best way to get things done. You can balance a healthy respect for rules with creative, high-impact ways to out-perform the status-quo. You have deep experience in connecting strong teamwork abilities with outstanding individual execution. You are driven by creating meaningful impact for our users and outstanding business results.

The position

We are looking for a highly motivated and experienced
Enterprise Risk Analyst

In this role, you will be responsible for

• Risk Identification & Assessment
• Conduct enterprise-wide risk assessments (strategic, credit, market, liquidity, operational, technology, compliance, reputational).
• Support the first line of defence in conducting Risk Control Self- Assessment (RCSA).
• Conduct product/project risk assessments.
• Evaluate key risk indicators (KRIs) and emerging risks impacting business performance.
• Assist in developing and maintaining the enterprise risk register.
• Risk Monitoring & Reporting
• Track and report on risk exposures, losses, and mitigation effectiveness.
• Assist with the preparation of dashboards and risk reports for the Enterprise Risk Management Committee (ERMC), senior management, and Board Committees.
• Support stress testing and scenario analysis to evaluate portfolio and enterprise resilience.
• Risk Governance & Framework
• Support the implementation of the ERM framework in line with ISO 31000, COSO ERM, Basel II/III, and regulatory guidelines.
• Ensure alignment of risk practices with regulatory requirements (e.g., CBN guidelines,).
• Control & Assurance
• Collaborate with business units to identify control gaps and recommend remediation.
• Support the review of risk metrics, tolerance thresholds, and escalation protocols.
• Liaise with Internal Audit, Compliance, Internal Control and other assurance providers under the Three Lines of Defense model.
• Data Analysis & Insights
• Collect, validate, and analyze financial, operational, and risk data to identify risk patterns and emerging trends.
• Training & Awareness
• Promote risk culture through awareness sessions, newsletters, and staff engagement.
• Provide input into risk-related training content for employees.

We are looking for people with

• Bachelor's degree in finance, Economics, Risk Management, Business Administration, or related field (Master's Degree or professional risk certifications is an advantage).
• 2–5 years of relevant experience in risk management (preferably in financial services or consulting)
• Knowledge of enterprise risk frameworks (ISO 31000, COSO ERM), regulatory requirements, and risk governance practices.
• Experience with risk tools, data analysis, and reporting dashboards (e.g., Power BI, Excel, GRC systems).
• Strong analytical and quantitative skills; ability to interpret complex data.
• Knowledge of financial and operational risk analysis.
• Excellent written and verbal communication skills.
• Strong organizational and problem-solving abilities.
• Ability to work collaboratively across functions with attention to detail.
• High ethical standards, integrity, and sound judgment.

What is in it for you

· Competitive salary.

· Hybrid/flexible work arrangements.

· A culture of innovation, Integrity, Excellence, and Service.

· Health and wellness benefits.

· Career development opportunities in a fast-growing fintech.

If you're interested in this job

Please share your CV to , with the subject line Application – Enterprise Risk Analyst (Oxygen X).

Today

D

Lagos Full Time

Shipping & Logistics Confidential

• Minimum Qualification :
• Experience Level : Senior level
• Experience Length : 5 years

Dangote Industries Limited Job Summary

Assist the Group Head of Operational Risk Management with embedding a best-in-class risk management culture within the organization. Involve in the proper implementation of the Group's Operational & Market risk management frameworks comprising its policies, procedures and tools, in line with best practice.

Job Responsibilities

• Work closely with the Group Head, Operational Risk Management in ensuring that losses arising from failed or inadequate internal processes, systems, people and external events fall within the Group's risk appetite and is in alignment with the organization's corporate strategy.
• Ensures prompt completion and rendition of Risk & Control Self Assessments (RCSAs), and Key Risk Indicators (KRIs).
• Performs root cause analyses on identified risk events and recommends controls to be implemented to prevent these risk events from re-occurring in future or to minimize the impact of the risk should the event be a critical business process.
• Monitor the Business Unit's risk exposure closely to ensure operational efficiency, expected sales and proper redress of limiting factors.
• Attend Management Committee meetings and present or discuss key risks identified that require immediate redress or awareness of Senior Management when assigned.
• Monitoring/analysis of relevant market variables and current trends in the economy and evaluating the likely effect on the Group's position.
• Calculate the Group's FX net open position.
• Estimate potential FX losses using Value-at-Risk (VaR)
• Perform sensitivity analysis of the Bond portfolio to defined changes in interest rate using Duration/Convexity.
• Measure liquidity risk using Gap analysis and Liquidity ratios.
• Strategic Risk monitoring on issues such as risks emanating from corporate governance issues, strategy formulation and implementation, Pricing pressure and competition issues, Mergers and Acquisitions, Sales & Marketing issues and likely exposures from Systemic risks from macro-economic trends that might impact business.
  Customize ERM Polices and SOPs to align with business dynamics and regulatory landscape.

Key Requirements

• Minimum of 5 years or more in Risk Management (Operation and market risk) either in manufacturing or financial services.
• Masters' degree in a relevant field of study or relevant professional qualification would be an advantage.
  HND /Bachelor's Degree in a Business-related Course, Economics Accounting or Engineering

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JOB OBJECTIVE

We are seeking a detail-oriented and analytical
Credit Risk Analyst

with experience in
e-commerce, payments, or financial services

. The ideal candidate will be responsible for assessing creditworthiness, analyzing risk exposures, and developing models that enable the business to make informed, data-driven lending and transaction decisions. This role plays a critical part in safeguarding revenue, reducing losses, and ensuring regulatory compliance.

KEY RESPONSIBILITIES

Credit Assessment & Analysis

• Conduct thorough credit assessments for individuals, merchants, and businesses.
• Analyze financial statements, transaction data, and behavioral trends to evaluate credit risk.
• Develop and maintain credit scoring models tailored to e-commerce and payment ecosystems.

Risk Monitoring & Reporting

• Monitor portfolio performance and identify early warning signs of credit deterioration.
• Prepare risk reports, dashboards, and insights for management and regulatory purposes.
• Track key credit KPIs such as default rates, recovery performance, and portfolio health.

Policy & Process Development

• Assist in designing and implementing credit risk frameworks, policies, and limits.
• Recommend adjustments to underwriting standards, lending criteria, and collection strategies.
• Ensure compliance with internal risk appetite and external regulatory requirements.

Cross-Functional Collaboration

• Work closely with product, operations, compliance, and data teams to integrate risk controls.
• Provide insights on new product launches, merchant onboarding, and payment solutions.
• Partner with business development teams to balance risk with growth opportunities.

Data & Model Management

• Utilize statistical models, credit scoring techniques, and predictive analytics to optimize credit decisions.
• Continuously improve data quality, risk parameters, and system efficiency.
• Support automation of credit processes and decision-making frameworks.

KEY SKILLS

• Strong analytical and quantitative skills, with proficiency in Excel, SQL, or statistical tools.
• Solid knowledge of
  credit risk management within e-commerce, payments, or financial services

.
- Familiarity with credit scoring, fraud detection, and portfolio monitoring.
- Strong communication and stakeholder engagement skills.
- Ability to work under pressure and manage multiple priorities.
- High integrity and attention to detail.

QUALIFICATION

• Bachelor's degree in Finance, Economics, Statistics, Data Science, or related field.
• 2–5 years of credit risk analysis experience, preferably in
  e-commerce, fintech, or financial services

.
- Knowledge of credit scoring methodologies, regulatory guidelines, and risk models.
- Experience with risk management software and credit decisioning systems is an advantage.

KPIs

• Accuracy of credit risk assessments and models.
• Portfolio quality (e.g., default/delinquency rates).
• Speed and efficiency of credit decision-making.
• Compliance with regulatory and internal credit policies.
• Contribution to business growth while minimizing losses.

To apply, please send your CV, salary expectations, and a short note on why you're the right fit to