70 Loan Officer jobs in Nigeria

Today

Lagos Full Time

Banking, Finance & Insurance NGN 75, ,000

Easy Apply

We're seeking a detail-oriented and client-focused Loan Officer to join our dynamic financial services team. In this role, you'll be responsible for evaluating loan applications, assessing creditworthiness, and guiding clients through the lending process with professionalism and care.

• Minimum Qualification : Degree
• Experience Level : Mid level
• Experience Length : 3 years
• Working Hours : Full Time

Responsibilities:

• Proactively source and acquire new clients through networking, referrals, and outreach
• Educate prospects on loan products and tailor solutions to meet their financial needs
• Build and maintain strong relationships with clients to encourage repeat business
• Collaborate with marketing and sales teams to develop lead generation strategies
• Ensure timely and accurate processing of loan applications
  Maintain compliance with lending regulations and internal policies

Requirements:

• Bachelor's degree in Finance, Business, or related field
• 3 years experience in lending, credit analysis, or financial services
• Solid understanding of local lending regulations and compliance standards
• Strong interpersonal and sales skills
• Proficiency in banking software and financial analysis tools
  Attention to detail and ability to work independently

Remuneration: NGN 100, ,000

• We are now engaged in serious turn-around and rebranding and need highly experienced Loan Officers who are genuinely interested in making a career with us.
• Ideal candidates must have had hands-on experience from the 4 known micr-credit/finance companies in Nigeria.
• This is a micro-lending job for applicants who have experience in working in a micro-credit group lending Micro-Finance Bank.
• Applicants who do not have prior experience may NOT apply.

Requirements

• Interested candidates should possess an OND / HND / NCE / B.Sc Degree with 3 - 8 years work experience.

Benefits

• The remuneration is attractive and competitive
• Accomodation will be provided for successful applicants free of charge.

Method of Application

Interested and qualified candidates should send their CV to: using the Job Position as the subject of the email.

Location:
Yaba, Lagos

Employment Type:
Full-Time

Are you passionate about financial services and helping people access the right funding solutions? Join our growing team at Pennylender as a Loan Officer and play a key role in driving financial inclusion and business growth.

Key Responsibilities

• Prospect, identify, and onboard new clients for loan products.
• Conduct credit appraisals and preliminary risk assessments.
• Manage client relationships and ensure timely loan repayments.
• Support clients with product information and loan application processes.
• Prepare periodic reports on loan portfolio performance.
• Work closely with the credit and risk teams to minimize default rates.

Requirements

• Minimum of OND/HND/B.Sc. in Banking & Finance, Business Administration, Economics, or related field.
• 2–3 years' experience in loan sales, credit, or financial services.
• Strong communication, negotiation, and people skills.
• Proven track record of meeting or exceeding sales targets.
• High level of integrity and accountability.

Method of Application:

Interested candidates should forward CV to

Role Description

This is a full-time, on-site role for a Loan Officer located in Port Harcourt. The Loan Officer will be responsible for evaluating, authorizing, and recommending approval of loan applications. Daily tasks include researching loan applicants' financial statuses, analyzing credit data, underappreciating loan risk, and ensuring compliance with company policies. The Loan Officer will also conduct customer service duties such as answering inquiries and advising clients on financial status and repayment methods.

Qualifications

• Skills in Loan Origination, Underwriting, and Loan Assessment
• Strong background in Finance and understanding of financial principles
• Effective Customer Service skills and ability to advise clients
• Experience in loan processing and evaluating creditworthiness
• Excellent analytical, communication, and interpersonal skills
• Bachelor's degree in Finance, Business, Economics, or related field
• Relevant certifications or training in finance or loan processing is a plus
• 1-2 years working experience

Salary : 100k Monthly

Lagos Full Time

Banking, Finance & Insurance Confidential

• Minimum Qualification :
• Experience Level : Entry level
• Experience Length : 1 year

Credit Loan Officers

We are seeking qualified and motivated individuals to join our team as Credit Loan Officers at Ikotun, Ajah, Epe, Mushin, Broadstreet, Yaba, Ikorodu

Key Responsibilities:

Source, appraise, and disburse loans in line with the Bank's policies.

Monitor loan performance and ensure timely repayment.

Build and maintain strong customer relationships.

Conduct field visits and market assessments to expand loan portfolio.

Prepare periodic reports on credit activities.

Requirements:

Minimum of OND in any discipline.

1–2 years' experience in credit/loan operations within microfinance banking.

Ability to work with minimal supervision.

How to Apply:

Interested candidates should send their CVs to using "Credit Loan Officer – LOCATION" as the subject of the email.

Interview and resumption is immediate

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Today

P

Lagos Full Time

Banking, Finance & Insurance Confidential

• Minimum Qualification :

Sell loan and investment products to individuals and businesses.
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Evaluate applications, assess risk and ensure policy compliance
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Build lasting client relationships and meet monthly targets
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Reduce non-performing loans and Increase deposit mobilization
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Sell loan and investment products to individuals and businesses
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Recognize early warning signs and closely monitor clients to anticipate changes in risk rating. Proactively identify issues and restructure relationships to mitigate potential future risk

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Job Title: Loan Officer

Salary: 200,000

Location: Lekki Phase 1

Job Summary:

We are seeking for a proactive and customer-focused Loan Officer to support our mission of empowering individuals and small businesses through accessible and responsible lending. You will be responsible for identifying qualified borrowers, evaluating loan applications, and managing client relationships

Key Responsibilities:

1. Source and onboard eligible loan applicants

2. Educate clients on loan terms, repayment plans, and financial literacy.

3. Monitor loan disbursements and ensure timely repayments.

4. Maintain accurate client records and prepare regular loan reports.

Requirements:

1. Minimum of OND/HND/BSc in Finance, Banking, Business Admin or related field.

2. Strong interpersonal and communication skills.

3. Prior experience in microfinance or loan recovery is an advantage.

4. Must be goal-driven, reliable, and attentive to detail.

Method of Application:

Interested and qualified candidates should send their Cvs to using the Job title as the subject of the mail.

Job Type: Full-time

Pay: ₦150, ₦200,000.00 per month

Experience:

• Management: 1 year (Preferred)

Today

C

Lagos Full Time

Recruitment Confidential

• Minimum Qualification :
• Experience Level : Mid level
• Experience Length : 3 years

Locations: Orile/Apapa & Mushin/Surulere Branches

As a Loan Officer, you won't just be handling paperwork â you'll be the link between hardworking entrepreneurs and the financial support they need to grow. This role is about meeting people where they are, building trust, and ensuring access to loans that make a real impact in local communities. You'll be on the move, visiting shops and homes, assessing businesses, and making sure loans are disbursed and repaid responsibly.

Who are we searching for?

• You're passionate about supporting small businesses and communities
• You're a people person who enjoys building long-term relationships
• You're detail-oriented and disciplined when it comes to compliance and reporting
• You're resilient, proactive, and comfortable working in the field
  You're results-driven and thrive in a target-based role

Your Responsibilities

• You will mobilize and onboard clients for loans within your coverage area
• You will form groups and networks to expand loan reach in the community
• You will verify client homes and businesses to ensure compliance with company guidelines
• You will assess loan applications, prepare proposals, and present for appraisal
• You will participate in credit committee reviews where required
• You will manage loan disbursements and post-disbursement monitoring
• You will recover overdue loans while maintaining cordial client relationships
• You will capture and record accurate client and guarantor information in the system
• You will collect, post, and reconcile daily repayments and savings with the Branch Manager
  You will maintain a healthy loan portfolio and ensure customer satisfaction

To be considered, you should have

• 1â3 years of experience in microfinance, lending, sales, or community engagement
• Strong interpersonal and communication skills
• Ability to assess small businesses and determine repayment capacity
• Proven ability to meet targets in a structured environment
• Basic computer literacy for reporting and data entry
  A strong sense of integrity and accountability

What Success Looks Like.

• Meeting monthly loan disbursement and recovery targets
• Maintaining a portfolio at 2% or below PAR
• Growing the number of active customers under your management
• Achieving high customer satisfaction and retention
  Building trust and visibility in the community

Challenges you may face in this role.

• Managing overdue loans and handling difficult repayment situations
• Building trust quickly with new clients and groups
• Balancing fieldwork demands with timely reporting
  Navigating competition from other lenders in the community

The Goodies.

• Salary range: â¦100,000 â â¦130,000 net/month
• Opportunity to build a visible career in financial services and community lending
• Work in a supportive team environment with growth opportunities
• Training and development programs to sharpen your customer engagement and credit assessment skills
  Be part of a mission-driven organization helping businesses thrive

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Loan Officer

Location: Lagos, Nigeria

Employment Type: Full-Time

Industry: Financial Services

Our client is seeking a competent Loan Officer to join their team. The ideal candidate will be responsible for evaluating, authorizing, and recommending loan applications while ensuring compliance with company policies and regulatory guidelines.

Job Responsibilities

• Evaluate loan applications and determine creditworthiness of applicants.
• Collect and analyze applicants' financial and background information.
• Ensure compliance with loan policies, procedures, and regulations.
• Recommend loan approval, modification, or rejection based on assessment.
• Monitor loan performance and follow up on repayments.
• Provide guidance to clients on loan terms, conditions, and repayment plans.
• Maintain accurate loan records and prepare periodic reports.
• Collaborate with risk, compliance, and recovery teams to minimize defaults.

Person Specification

• Bachelor's degree in Finance, Economics, Accounting, Business Administration, or related field.
• Minimum of 2 years' experience as a Loan Officer or in credit/loan processing.
• Strong knowledge of credit analysis and loan underwriting.
• Excellent analytical, decision-making, and problem-solving skills.
• Strong interpersonal and communication skills.
• Ability to work under pressure and meet deadlines.
• Proficiency in Microsoft Office and loan management systems.

Method of Application

Interested candidates should send their CV to using "Loan Officer" as the subject of the email.

Job Type: Full-time

Pay: ₦150, ₦200,000.00 per month