21 Credit Officer jobs in Nigeria

Credit Officer

Oyo, Oyo Success Digest Growth Initiative

Posted today

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Job Description

Responsibilities:
br>- Review loan requests.
- Assess clients' financial status.
- Evaluate creditworthiness and risks.
- Contact clients to gather financial data and documentation.
- Ability to collaborate with a team in a fast-paced environment.
- Analyze risks and approve or reject loan requests.
- Calculate financial ratios (e.g. credit scores and interest rates)
- Set up payment plans.
- Recovery of Loans from clients (also a field role).*
- Applicant must reside within Oyo State or regional axis.
- Applicants must be willing to relocate and will be provided with accommodation (if they are outside the required regions).
- Applicants should possess an SSCE/OND / HND / B.Sc qualification with 0 - 1 years of work experience.
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Credit officer

Umuahia, Abia VICTORY EMPOWERMENT CENTRE

Posted 5 days ago

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Job Description

An Experience credit officer/loan officer with a 2years of experience
Competitive good salary ranging from 80-100k br>Flexible working hours,
Accommodation available
Weekly field allowances. JOB LOCATION : Umuahia and Akwa ibom
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Credit officer

VICTORY EMPOWERMENT CENTRE

Posted 27 days ago

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Job Description

FIELD OFFICER JOB DESCRIPTIONWe are seeking a motivated and results-driven Field Officer to join our team. The ideal candidate will be responsible for loan recoveries, ensuring proper KYC verification, and delivering exceptional customer service. This role requires strong communication skills and a target-oriented mindset.
QUALIFICATIONS br>1) Strong communication skills, both verbal and written.
2) Proven ability to meet and exceed targets.
3) Experience in customer service and relationship management.
4) Knowledge of KYC regulations and loan recovery processes is a plus.
5) Ability to work independently and manage time effectively.
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Loan / credit officer

Umuahia, Abia VICTORY EMPOWERMENT CENTRE

Posted 2 days ago

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Job Description

An Experience credit officer/loan officer with a 2years of experience
Competitive good salary ranging from 80-100k br>Flexible working hours,
Accommodation available
Weekly field allowances. JOB LOCATION : Umuahia and Akwa ibom
This advertiser has chosen not to accept applicants from your region.

Loan Credit Officer

Lagos, Lagos Fort Knox Outsourcing

Posted 18 days ago

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Job Description

Job Title: LOAN OFFICERS
br>Location: Bariga, Lagos, Abuja

Job Summary

As the Loan officer, you understand lending, you are curious, pay serious

attention to details, data driven and have adequate territorial knowledge of your environment. You

are responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios.

Responsibilities

● Evaluate credit worthiness of Merchants < r>
● Physically verify Merchants Location and business financial health for loan consideration. < r>
● Interview Merchants to determine their financial eligibility and feasibility < r>
● Support merchants with questions they might have. < r>
● Justify decisions (approvals/rejections) and report on them < r>
● Maintain an active knowledge base of all of the organization’s loan products and an
understanding of the qualifications required of each Merchant.

● Build long term, trusting relationships with customers < r>
● Grow and achieve loan portfolio targets for merchants. < r>
Qualifications & Skills

● A First Degree BSC/ HND < r>
● 1 year Minimum relevant work experience in a Microfinance Banks < r>
● Excellent knowledge of loan application procedures. < r>
● Socially and emotionally aware. < r>
● Must have a Smartphone. < r>
● Strong communication skills and proven customer service experience. < r>
● Exceptional analytical skills and the ability to work with complicated financial data. < r>
● Demonstrable knowledge of credit risk analysis
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Loan / credit officer

Abeokuta, Ogun VICTORY EMPOWERMENT CENTRE

Posted 27 days ago

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Job Description

We are hiring!
An experience credit officer/loan officer with a 2years of experience br>Competitive good salary ranging from 80-100k
Flexible working hours, Accommodation available
Weekly field allowances. JOB LOCATION : Lagos and Ogun state specifically
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Credit officer/Loan Officer

Lagos, Lagos VICTORY EMPOWERMENT CENTRE

Posted 1 day ago

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Job Description

We are hiring!
An experience credit officer/loan officer with a 1 - 2years of experience br>Competitive good salary ranging from 80-100k
Flexible working hours,
Accommodation available
Weekly field allowances.
JOB LOCATION : Lagos and Ogun state specifically
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Credit Loan Officer

Lagos, Lagos Fort Knox Outsourcing

Posted 18 days ago

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Job Description

Job Title: LOAN CREDIT OFFICERS
br>Location: Bariga, Lagos

Monthly Salary – N160,000 < r>
Benefit- Airtime and Data Allowance , Monthly KPI Bonus, HMO


Qualifications & Skills

● A First Degree BSC/ HND < r>
● 1 year Minimum relevant work experience in a Microfinance Banks < r>
● Excellent knowledge of loan application procedures. < r>
● Socially and emotionally aware. < r>
● Must have a Smartphone. < r>
● Strong communication skills and proven customer service experience. < r>
● Exceptional analytical skills and the ability to work with complicated financial data. < r>
● Demonstrable knowledge of credit risk analysis
This advertiser has chosen not to accept applicants from your region.

Credit Risk Officer

Lagos, Lagos MOTION YIELD NIGERIA LTD

Posted 22 days ago

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Job Description

A consumer lending organization is seeking a detail-oriented and analytical Risk Analyst to support our credit and lending operations. The ideal candidate will have strong Excel skills, a good understanding of consumer lending risk principles, and the ability to analyze loan data to support business decisions.
br>KEY RESPONSIBILITIES

• Analyze credit applications and loan performance trends < r>
• Conduct basic risk assessments and provide recommendations < r>
• Monitor default, early repayment, and portfolio quality indicators < r>
• Assist with daily, weekly, and monthly risk reports using Excel or other tools < r>
• Collaborate with underwriting, collections, and operations teams < r>
• Support the development of internal credit scoring and exposure models < r>
• Escalate unusual lending patterns or fraud red flags promptly < r>
REQUIREMENTS

• Bachelor’s degree in Finance, Economics, Statistics, or a related field
• 1–3 years' experience in risk analysis, credit analysis, or consumer lending
• Strong Microsoft Excel skills (e.g., formulas, pivot tables, lookups) < r>
• Familiarity with data tools (Power BI, SQL, or Google Sheets) is an advantage < r>
• Basic understanding of credit risk, KYC, and regulatory standards < r>
• Strong attention to detail and problem-solving mindset < r>
• Excellent communication and reporting skills < r>
PREFERRED QUALIFICATIONS:

· Minimum of HND/BSC degree br>
· Experience in a microfinance, fintech, or digital lending company br>
· Knowledge of basic fraud detection strategies br>
· Ability to work independently and meet tight deadlines
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Sales Manager (Financial Services)

Abuja, Abuja Federal Capital Territory Startup Soar

Posted 18 days ago

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Job Description

Industry: Financial Services
Location: Mararaba, Abuja (FCT) br>Employment Type: Full-time
Salary: N200,000/Per Month

Job Summary

We are seeking a goal-oriented, strategic, and experienced Sales Manager to lead our Mararaba, Abuja branch.
This is a leadership role ideal for individuals with strong sales acumen, team management skills, and a passion for growing business performance.
The ideal candidate will be responsible for overseeing the branch’s sales operations, developing sales strategies, managing the sales team, and ensuring the achievement of branch targets. < r>
Key Responsibilities

Lead, motivate, and manage the sales team to achieve and exceed individual and branch sales targets
Develop and implement effective sales strategies tailored to the local market
Drive lead generation activities and ensure effective pipeline management
Monitor sales performance, analyze trends, and provide actionable feedback
Build and maintain strong relationships with clients, partners, and key stakeholders
Train and coach new and existing sales team members for improved productivity
Collaborate with management to set goals, track KPIs, and report on performance
Ensure high levels of customer satisfaction and resolve client issues professionally
Represent the branch in meetings and contribute to company-wide strategic planning
Ensure compliance with company policies, financial regulations, and ethical standards

Requirements

Minimum of 3-4 years proven experience in sales, with at least 1 year in a supervisory or managerial role

Experience in the financial services sector is highly desirable

Bachelor’s degree or HND in Business, Marketing, Finance, or a related field < r>Strong leadership, communication, and negotiation skills
Excellent analytical and problem-solving abilities
Ability to manage a sales team and drive performance under pressure
Proficient in Microsoft Office and CRM tools
Strong organizational and time-management skills
Must reside in or be willing to relocate to Mararaba, Abuja

Benefits

Salary: N200,000/Per Month
Performance-based bonuses and commissions
A positive, supportive, and professional work environment
Clear career growth path within the organization
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