86 Credit Officer jobs in Nigeria

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in NNEWI, ANAMBRA STATE.

• NKWO NNEWI
• AMOBI MARKET
• ORIE AGBOR MARKET
• AMUKO MARKET
• OKPUNO-EGBU MARKET
• ENUGU UKWU MARKET
• ABAGANA MARKET

Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner while ensuring all requirements are met.

RESPONSIBILITIES

• Review loan requests.
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

• Proven work experience as a Credit Officer, loan officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics or related field

BENEFITS:

Starting Salary: 100,000

Bi-annual Profit Sharing

HMO

Flexible working hours: 11am – 6pm

Yearly appraisal

Salary review base on performance

METHOD OF APPLICATION

Interested and qualified candidates should forward their CV to using the position and location as the subject of the email. E.g., Credit Officer/Nkwo Nnewi Market

Job Title: Credit Officer

Industry/Sector: Financial

Location: Lagos

Work Mode: Onsite

Job Type: Full-Time

Salary Range: ₦150,000 - ₦80,000

About the Company

Our Client, is a dynamic Nigerian company specializing in financial services and commerce solutions. The company offers a comprehensive digital ecosystem designed to meet the everyday needs of individuals and businesses across Nigeria. The company's mission is to drive economic growth, foster financial inclusion, and improve lives through its services. Its vision is to be the leading provider of inclusive financial and commerce solutions in Nigeria, enabling financial independence and sustainable growth.

Role Overview

The Credit Officer is responsible for generating new business by identifying prospective clients and promoting the company's financial products, especially within low-income and underbanked communities. The role requires active field engagement, customer acquisition, and loan origination in alignment with the Finance Company's mission to enhance financial inclusion.

Key Responsibilities

• Identify and approach prospective clients in target markets to promote the company's financial products.
• Build and maintain a robust client base through proactive customer relationship management.
• Provide after-sales support and maintain long-term relationships with clients.
• Market savings, loans, and other microfinance products to individuals, micro-entrepreneurs, and SMEs.
• Conduct sales presentations and product demonstrations to showcase the company's offerings.
• Cross-sell the company's products to new and existing customers.
• Conduct client needs assessments and provide recommendations on suitable financial solutions.
• Educate clients on product features, repayment structures, and responsible borrowing.
• Collect and verify required customer documentation and ensure accurate account or loan application processing.
• Ensure compliance with internal policies, procedures, and regulatory guidelines.
• Achieve assigned sales and customer acquisition targets on a daily, weekly, and monthly basis.
• Maintain accurate records of all sales activities.
• Submit timely sales activity reports and participate in performance review meetings.
• Stay updated on market trends, competitor activities, and customer preferences.
• Provide feedback for product/service development based on customer surveys and environmental analysis.
• Participate in the recovery action on non-performing loans, including watch-listed accounts.
• Ensure proper Know Your Customer (KYC) procedures to mitigate risks.

Requirements

• Minimum of HND/B.Sc. in any discipline.
• At least 1–2 years of direct sales experience in the microfinance sector is mandatory.
• Proven knowledge of micro-lending practices and financial products.
• Strong interpersonal and communication skills with a customer-centric mindset.
• Ability to work under pressure and meet sales targets.
• Familiarity with local markets and fluency in the predominant local language is an added advantage.
• High level of integrity, discipline, and self-motivation.
• Proficiency in Microsoft Office applications.

Compensation Breakdown:

· Competitive Salary

· Health Insurance

· Annual performance bonus

· Progressive workplace with career development opportunities

Application Process

Send CV to "" Using Credit Officer - Lagos as the subject of the mail

Job Type: Full-time

Pay: ₦150, 0,000.00 per month

Company Description

Great Ridge Prime Integrated Limited is a lending company focused on scaling micro-lending to individuals at the bottom of the pyramid. We leverage the growth of Agency Banking Operators to deliver our products and services effectively. Our aim is to provide financial solutions to those who need it most, ensuring financial inclusion and supporting economic development.

Role Description

This is a full-time, on-site role for a Credit Officer based in Ikotun. The Credit Officer will be responsible for assessing creditworthiness, managing loan portfolios, and ensuring compliance with credit policies. Day-to-day tasks include analyzing financial data, processing loan applications, marketing and maintaining communication with clients. The role requires a high level of attention to detail, expertise in credit management, and strong analytical skills.

Qualifications

• Skills in Credit Management and Credit Assessment
• Analytical Skills and Finance knowledge
• Strong Communication skills
• Attention to detail and accuracy in work
• Ability to work independently and manage client relationships
• minimum of OND in Accounting, Economics, Business Administration, or related field

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in SOKOTO STATE

SOKOTO

• OLD MARKET
• SHEU SHAGARI MARKET
• DAN KURE MARKET
• KASUWAR RUBBER
• MARNA MARKET

Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner while ensuring all requirements are met.

RESPONSIBILITIES

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

• Proven work experience as a Credit Officer, loan officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics or related field

BENEFITS:

Starting Salary: 100,000

Bi-annual Profit Sharing

HMO

Flexible working hours: 11am – 6pm

Yearly appraisal

Salary review base on performance

METHOD OF APPLICATION

• Interested and qualified candidates should forward their CV to using the position and location as the subject of the email. E.g., Credit Officer/Sheu Shagari Market

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in YENAGOA, BAYELSA STATE

YENAGOA

• SWALI
• BEGER
• AMARATA
• OXBOW LAKE
• HOSPITAL JUCNTION
• MGBI ROAD

Credit Officer responsibilities include preparing loan applications, evaluating clients' financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requitements are met.

RESPONSIBILITIES

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

• Proven work experience as a Credit Officer, Loan Officer or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics or related field

BENEFITS:

BENEFITS:

Starting Salary: 100,000

Bi-annual Profit Sharing

HMO

Flexible working hours: 11am – 6pm

Yearly appraisal

Salary review base on performance

METHOD OF APPLICATION

Interested and qualified candidates should forward their CV to using the position and location as the subject of the email. E.g., Credit Officer/Swali Market

Today

Rest of Nigeria (Edo) Full Time

Banking, Finance & Insurance NGN 75, ,000 Negotiable

Easy Apply

We are seeking a proactive and detail-oriented Credit Officer to join our microfinance bank. The successful candidate will be responsible for identifying potential clients, assessing loan applications, evaluating creditworthiness, monitoring loan performance, and ensuring compliance.

• Minimum Qualification : OND
• Experience Level : Entry level
• Experience Length : 1 year

Responsibilities:

• Identify, mobilize, and onboard potential borrowers within assigned communities or markets.
• Build and maintain strong client relationships to encourage repeat business and timely repayments.
• Conduct field visits and appraisals to evaluate applicants' businesses, income, and repayment capacity.
• Ensure proper documentation and compliance with regulatory and institutional requirements.
• Monitor disbursed loans to ensure repayment schedules are adhered to.
  Provide financial guidance and repayment support to clients.

Requirements:

• OND/Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.
• Previous experience (1–3 years) in credit management, microfinance, or banking is preferred.
• Strong knowledge of credit analysis, risk assessment, and micro-lending principles.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to work in the field, travel to communities, and interact with clients at different income levels.

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in ADO-EKITI, EKITI STATE.

ADO EKITI

• OKA OBA
• BISI MARKET

Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

RESPONSIBILITIES

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

• Proven work experience as a Credit Officer, loan officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics, or related field

BENEFITS:

Starting Salary: 100,000

Bi-annual Profit Sharing

HMO

Flexible working hour 11am – 6pm

Yearly appraisal

Salary review based on performance

METHOD OF APPLICATION

Interested and qualified candidates should forward their CV to using the position and location as the subject of the email. E.g., Credit Officer/Oja Oba

Today

Lagos Full Time

Banking, Finance & Insurance NGN 150, ,000

Easy Apply

As a Credit Officer, you will play a critical role in our microfinance Institute, responsible for managing our loan portfolio and ensuring timely repayment.

• Minimum Qualification : Degree
• Experience Level : Entry level
• Experience Length : 1 year

Responsibilities:

• Review loan request
• Conduct site visits to verify applicant information and business activities
• Approve or decline loan applications based on established criteria
• Disburse loans and monitor loan repayments
  Provide excellent customer service to clients

Requirements:

• 0-1 year experience in microfinance
• Excellent communication and interpersonal skills
• Diploma in any related field.

Today

E

Rest of Nigeria (Nationwide)

Confidential

• Minimum Qualification :

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• Company:
• Location: Nigeria
• State:
• Job type: Full-Time
  Job category:

Entourage Integrated Trust Limited is a financial firm, specialized in micro and corporate loan and investment. Established in July, 2014, we are currently operating in 12 States including Lagos State the head office.

We Are Recruiting To Fill The Position Below

Job Title: Credit Officer

Locations: Beger, Amarata, Oxbow Lake, Hospital Junction, Mgbi Road and Yenagoa

Employment Type: Full-time

Job Summary

• Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
  Ultimately, you will help our clients acquire loans in a timely manner while ensuring all requirements are met.

Responsibilities

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
  Daily & weekly repayment collection

Requirements And Skiils

• NCE/OND/HND/BSc in Banking and Finance, Economics or related field
• Proven work experience as a Credit Officer, loan officer,or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
  Customer service experience.

Benefits

• Starting Salary:100,000
• Bi-annual Profit Sharing
• HMO
• Flexible working hours: 11am – 6pm
• Yearly appraisal
  Salary review base on performance.

Application Closing Date

6th October, 2025.

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