74 Loan Officers jobs in Nigeria

Key Area of Responsibilities

*Evaluate loan applications and determine the creditworthiness of applicants.

*Maintain professional relationship management with the customers to ensure loan repayment and business growth.

*Ensure compliance with lending policies, laws, and regulations.

Job Types: Full-time, Permanent

Pay: ₦100,000.00 per month

Application Deadline: 02/09/2025

Today

Lagos Full Time

Banking, Finance & Insurance NGN 75, ,000 Negotiable Plus Commission

Easy Apply

We are looking to hire Loan Officers to join our team. You will earn both salaries and performance-based incentives.

• Minimum Qualification : Diploma
• Experience Level : Internship & Graduate
• Experience Length : No Experience/Less than 1 year
• Working Hours : Full Time

Responsibilities:

• Evaluate loan applications and creditworthiness of clients
• Conduct background checks and assess repayment capacity
• Monitor existing loans and ensure timely repayment
• Maintain proper documentation and credit files
  Assist in developing credit policies and risk management procedures

Requirements:

• Minimum of ND, OND, HND, or BSc
• Experience in a Microfinance or lending service
• Detail-oriented and analytical
• Strong ethical judgment
• Ability to assess financial risks
• Good negotiation and communication skills
• Good Relationship, interpersonal and Managerial skills
• Must Reside at or close to Igando, Ikotun, Akesan, Abaranje areas.

Job Title: LOAN CREDIT OFFICER

Location: Ota, Obalende, Ikorodu, Iyana Oba

Monthly Salary – N160,000

Benefit- Airtime and Data Allowance , Monthly KPI Bonus, HMO

Job Summary

Responsibilities

● Onboard Viable Merchants on the Business Platform.

● Evaluate credit worthiness of Merchants

● Physically verify Merchants Location and business financial health for loan consideration.

● Interview Merchants to determine their financial eligibility and feasibility

● Support merchants with questions they might have.

● Justify decisions (approvals/rejections) and report on them

● Maintain an active knowledge base of all of the organization's loan products and an

understanding of the qualifications required of each Merchant.

● Build long term, trusting relationships with customers

● Grow and achieve loan portfolio targets for merchants.

Qualifications & Skills

● A First Degree BSC/ HND

● 1 year Minimum relevant work experience in a Microfinance Banks

● Excellent knowledge of loan application procedures.

● Socially and emotionally aware.

● Must have a Smartphone.

● Strong communication skills and proven customer service experience.

● Exceptional analytical skills and the ability to work with complicated financial data.

● Demonstrable knowledge of credit risk analysis

CV should be sent to using position and location as subject of the mail

Job Type: Full-time

Pay: ₦160,000.00 per month

Today

Lagos Full Time

Banking, Finance & Insurance NGN 75, ,000

Easy Apply

We're seeking a detail-oriented and client-focused Loan Officer to join our dynamic financial services team. In this role, you'll be responsible for evaluating loan applications, assessing creditworthiness, and guiding clients through the lending process with professionalism and care.

• Minimum Qualification : Degree
• Experience Level : Mid level
• Experience Length : 3 years
• Working Hours : Full Time

Responsibilities:

• Proactively source and acquire new clients through networking, referrals, and outreach
• Educate prospects on loan products and tailor solutions to meet their financial needs
• Build and maintain strong relationships with clients to encourage repeat business
• Collaborate with marketing and sales teams to develop lead generation strategies
• Ensure timely and accurate processing of loan applications
  Maintain compliance with lending regulations and internal policies

Requirements:

• Bachelor's degree in Finance, Business, or related field
• 3 years experience in lending, credit analysis, or financial services
• Solid understanding of local lending regulations and compliance standards
• Strong interpersonal and sales skills
• Proficiency in banking software and financial analysis tools
  Attention to detail and ability to work independently

Remuneration: NGN 100, ,000

• We are now engaged in serious turn-around and rebranding and need highly experienced Loan Officers who are genuinely interested in making a career with us.
• Ideal candidates must have had hands-on experience from the 4 known micr-credit/finance companies in Nigeria.
• This is a micro-lending job for applicants who have experience in working in a micro-credit group lending Micro-Finance Bank.
• Applicants who do not have prior experience may NOT apply.

Requirements

• Interested candidates should possess an OND / HND / NCE / B.Sc Degree with 3 - 8 years work experience.

Benefits

• The remuneration is attractive and competitive
• Accomodation will be provided for successful applicants free of charge.

Method of Application

Interested and qualified candidates should send their CV to: using the Job Position as the subject of the email.

Location:
Yaba, Lagos

Employment Type:
Full-Time

Are you passionate about financial services and helping people access the right funding solutions? Join our growing team at Pennylender as a Loan Officer and play a key role in driving financial inclusion and business growth.

Key Responsibilities

• Prospect, identify, and onboard new clients for loan products.
• Conduct credit appraisals and preliminary risk assessments.
• Manage client relationships and ensure timely loan repayments.
• Support clients with product information and loan application processes.
• Prepare periodic reports on loan portfolio performance.
• Work closely with the credit and risk teams to minimize default rates.

Requirements

• Minimum of OND/HND/B.Sc. in Banking & Finance, Business Administration, Economics, or related field.
• 2–3 years' experience in loan sales, credit, or financial services.
• Strong communication, negotiation, and people skills.
• Proven track record of meeting or exceeding sales targets.
• High level of integrity and accountability.

Method of Application:

Interested candidates should forward CV to

Role Description

This is a full-time, on-site role for a Loan Officer located in Port Harcourt. The Loan Officer will be responsible for evaluating, authorizing, and recommending approval of loan applications. Daily tasks include researching loan applicants' financial statuses, analyzing credit data, underappreciating loan risk, and ensuring compliance with company policies. The Loan Officer will also conduct customer service duties such as answering inquiries and advising clients on financial status and repayment methods.

Qualifications

• Skills in Loan Origination, Underwriting, and Loan Assessment
• Strong background in Finance and understanding of financial principles
• Effective Customer Service skills and ability to advise clients
• Experience in loan processing and evaluating creditworthiness
• Excellent analytical, communication, and interpersonal skills
• Bachelor's degree in Finance, Business, Economics, or related field
• Relevant certifications or training in finance or loan processing is a plus
• 1-2 years working experience

Salary : 100k Monthly

Lagos Full Time

Banking, Finance & Insurance Confidential

• Minimum Qualification :
• Experience Level : Entry level
• Experience Length : 1 year

Credit Loan Officers

We are seeking qualified and motivated individuals to join our team as Credit Loan Officers at Ikotun, Ajah, Epe, Mushin, Broadstreet, Yaba, Ikorodu

Key Responsibilities:

Source, appraise, and disburse loans in line with the Bank's policies.

Monitor loan performance and ensure timely repayment.

Build and maintain strong customer relationships.

Conduct field visits and market assessments to expand loan portfolio.

Prepare periodic reports on credit activities.

Requirements:

Minimum of OND in any discipline.

1–2 years' experience in credit/loan operations within microfinance banking.

Ability to work with minimal supervision.

How to Apply:

Interested candidates should send their CVs to using "Credit Loan Officer – LOCATION" as the subject of the email.

Interview and resumption is immediate

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